Our Story

About Scrapchat

A specialist finance house focused on the capital needs of scrap metal dealers, recycling operators and waste management businesses across Ireland.

Finance for scrap & recycling

Scrapchat Limited was established to provide practical, responsive capital for scrap metal dealers, recycling operators and waste management businesses whose cash-flow often depends on material volumes, commodity prices and transport cycles.

From our base on Hawthorn Manor in Coill Dubh we arrange short-term bridging, working capital and asset facilities for scrap and recycling businesses across Ireland. Our approach is relationship-led and grounded in a clear understanding of industry timelines and payment structures.

We work with operators who value clarity, sector knowledge and reliable decision-making.

2022

Founded in Coill Dubh

Launched to serve scrap metal and recycling businesses seeking specialist short-term capital.

2023

Asset Expansion

Expanded capability supporting plant, vehicles and yard equipment finance.

2024

National Reach

Extended facilities to scrap and recycling operators across Ireland.

2025–26

€9M+ Arranged

Cumulative facilities supporting clients nationwide.

Principles

How We Work

Understanding

We take time to understand material cycles and price realities.

Clarity

Transparent terms, realistic timelines and open communication.

Discipline

Prudent underwriting that protects both clients and capital partners.

Leadership

Guided by Experience

Sean Brennan

Managing Director

Sean has more than a decade of experience in specialised lending and industrial finance. He leads strategy and client relationships at Scrapchat, ensuring facilities are structured around the real cash-flow needs of scrap metal and recycling businesses.